This will make any conversation you have about money easier, as there will be an underlying foundation to support your concerns. Once you’ve worked through the Why money? question, you will be better suited to align your expenses with your values. How do you plan to eventually spend your life savings?.What would you do with a million dollars?.When do you want to retire and how will you spend retirement?.Your responses will probably correspond to these related questions: However, if you are facing an issue that needs additional guidance, ask yourself: Why do I want money in the first place? Answering this question will give you insight into your personal values. Doing so can empower you to oversee your finances more closely and get a better handle on them. Why do you want-or need-to have a conversation about money? If you’re having a concern that can be solved with a little of your own research or by talking to a financial advisor, take the initiative to find the answers yourself. Grammarly Get to the bottom of the “why” This way, you will both feel prepared to discuss financial matters in depth, which will soften any of those awkward feelings that arise when the conversation occurs at random. Ask your roommate to grab lunch on the weekend so the two of you can talk through some money questions you’ve been having. Instead, schedule a set time to have a structured yet open-ended conversation. If the person you’re hoping to talk to is stressed or tired, blabbering about your finances will either spark controversy or just seem plain annoying. This may seem obvious, but there’s a right time and place to bring up money matters. If you and your roommate are chatting about how she’s struggling with student loan payments, this is not the best time to bring up the fact that you’ve just finished paying off yours.
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